Research Key

Examining how Deposit Insurance Corporation Insures Financial Institutions Most Especially Banks.

Project Details

Department
ACCOUNTING
Project ID
ACC112
Price
5000XAF
International: $20
No of pages
55
Instruments/method
QUANTITATIVE
Reference
YES
Analytical tool
DESCRIPTIVE
Format
 MS Word & PDF
Chapters
1-5

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OR

CHAPTER ONE.

1.2          STATEMENT OF RESEARCH PROBLEM

How does Nigeria deposit insurance corporation [NDIC] protect the bank depositor against loss?

Does the Nigeria deposit insurance corporation [NDIC] protect the interest of the creditors or shareholders of a failed bank?

Are financial institution insured by the Nigeria deposit insurance corporation

Can an insured status in Nigeria deposit Insurance Corporation be terminated?

Does an account held by a company or partnership be insured separately from individuals account?

 

1.3          OBJECTIVES OF THE STUDY

To check on how to give assistance in the interest of the depositors in the case of financial difficulties of bank especially when suspensions of payment are threatened.

To examine the effectiveness of the Nigeria deposit insurance corporation and how it protect the interest of shareholders and creditors of a failed bank.

To examine how Nigeria deposit insurance corporation [NDIC] insures financial institutions most especially banks.

To find out whether an insured status in Nigeria deposit insurance corporation can be terminated and if yes, how

To find out whether an account held by a company or partnership is insured separately from the individuals account.

 

1.4          SCOPE AND LIMITATION OF THE STUDY

The Nigeria deposit insurance corporation is a texture of a modern financial system in Nigeria. Nevertheless , the rationale for establishing the Nigeria deposit insurance corporation [NDIC] is well known in spite of the good reason for establishing the NDIC , it was not established without considerable debates.

The scope of the study is to examine critically to what extent the corporation controls the economic development as regards banking system in Nigeria.

 

1.5          SIGNIFICANCE OF THE STUDY

It is hoped that this study would provide valuable information on the function of NDIC to the banks and as well the customers’ deposits which is their basic function.

Another important reasons why this study is essential is that it will enable the depositors to know their right on claims in case default arises with any of the banks insured by NDIC.

Furthermore this study would focus on how to improve the standard of banking industry in the country.

 

1.5   STATEMENT OF THE STUDY

Hypothesis are assumptions upon which a researcher bases his or her findings are regards the data collected to a research topic or an investigation about undenying population or variables which may be true or false. Hypothesis maybe seen as an option about population variable or statement Rober [1982].

Ho;     The Nigeria deposit Insurance Corporation does not have any significant improvement on the banking industry and has not improved the country economically.

H1:     The Nigeria deposit Insurance Corporation has seriously improved and assisted the country economically on the banking industry.

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